Explore the latest confirmed card benefit changes, with the eligibility details and sources that matter before you travel or spend.
Freedom Flex now charges no foreign transaction fee. Chase also offers select-hotel Points Boost redemptions, while quarterly 5% categories still require activation and have a combined-purchase cap.
Official terms ↗Bilt Cash now expires at the end of the month 12 months after it is earned. The updated housing earning system begins in 2027 for new accounts and at the first 2027 anniversary for existing cardholders unless they opt out beforehand.
Official terms ↗Eligible prepaid Airbnb bookings through Amex Travel now earn 5X points. The existing $600 Lodging Credit also covers qualifying two-night Airbnb Luxe reservations, and a confirmed qualifying Luxe booking can unlock up to $250 in eligible Airbnb Experiences statement credits for the remainder of that calendar year. The $250 benefit is conditional.
Official terms ↗For Sapphire Preferred cardmembers, 1,000 Ultimate Rewards points now transfer as 750 World of Hyatt points. Sapphire Reserve transfer rules are different.
Official Chase terms ↗Capital One currently advertises a one-time $300 Capital One Travel stays credit for eligible new-card accounts during their first cardholder year, alongside its mileage welcome offer. This is not an annual recurring benefit.
Current Capital One offer ↗“Issuer change” means the source identifies a benefit/rule change or effective date. “Card details” means we rechecked current terms. “Card overview” documents a material Points & Status data update.
American Express currently lists its Centurion Lounge at Amsterdam Schiphol (AMS) as open daily from 6:00 a.m. to 6:00 p.m. Local evening departures may fall outside lounge hours. The earlier opening announcement listed a 9:30 p.m. closing time; Amex has not specified when the revised hours took effect.
Check current lounge hours at American Express ↗American Express will close the Philadelphia (PHL) Terminal A West Centurion Lounge for expansion on October 16, 2026. Reopening is expected by the end of 2027. Newark (EWR) is planned for 2027, and a second Heathrow (LHR) lounge in Terminal 5 is planned for 2028. Existing Platinum and Centurion lounge eligibility is unchanged.
Primary-cardholder lounge access continues. Additional-cardholder lounge access costs $125/year; complimentary Capital One guest privileges require $75,000 in annual account spend; Priority Pass guests are $35 each per visit.
Official / primary source ↗Activation-required, temporary offers for select cardmembers. Miraval/Alila, JSX, SIXT and Wander require payment by December 14, 2026; IHG requires payment by October 14, 2026.
Official / primary source ↗Chase says eligible Sapphire cardholders can redeem 100 Ultimate Rewards points for $1 cash into eligible J.P. Morgan investment accounts.
Official / primary source ↗American Express opened the AMS Centurion Lounge September 17, 2026 as the 33rd location in the Centurion Lounge Network.
Official / primary source ↗Chase announced that from October 1, 2026 through December 31, 2029, Reserve cardmembers receive complimentary DashPass plus up to $35 each month on DoorDash: one $15 promo on any qualifying order and two $10 promos for groceries, daily essentials and more.
Official / primary source ↗Points & Status added publicly documented Centurion fees, premium travel/service benefits, trackable credits, reference values and usage-based benefits while keeping private/account-specific items separate.
Official / primary source ↗Capital One continues to publish the $300 annual Capital One Travel credit, 10,000-mile anniversary bonus, premium lounge access and elevated Capital One Travel earning.
Official / primary source ↗American Express publicly lists an $895 annual fee and a broad current suite of travel, dining, entertainment and lifestyle benefits.
Official / primary source ↗Chase added new earning categories and benefits while keeping the $95 annual fee, including 3× gas/EV, 3× selected vacation homes, a $100 Chase Travel hotel credit and a trusted-traveler credit.
Official / primary source ↗Chase states that beginning January 1, 2026, eligible prepaid stays through The Edit receive up to $500 in annual statement credits, with a maximum of $250 per transaction and a two-night minimum.
Official / primary source ↗The public library is updated, affected tool assumptions are reviewed, and the change is recorded here when the effective date or change can be supported. Your previously saved checklists remain browser-local records of what you tracked at the time.
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