Points value
Translate a reward balance into an estimated value using your own cents-per-point benchmark.
Set your benchmarkCalculate / compare / track
Your planning desk
Twelve practical tools. No account required, no bank connection and no hidden point valuation.
Cash or points?
Compare a realistic cash fare with an award, including fees and the value you give up.
Compare a bookingTransfer partner finder
Start with the airline or hotel program you want and see which reviewed rewards currencies can transfer into it.
Find a routeAward search planner
Organize award options you find, compare effective value, and save a target trip without pretending inventory is live.
Compare award optionsTransfer calculator
Model a partner conversion or work backward from an award target. Card and date matter.
Plan a transferSpend-to-goal planner
See the points, eligible spending and whole months needed to reach a travel goal.
Map your next tripCard comparison
Filter a curated U.S. selection and compare up to three cards side by side.
Compare the detailsCard fit planner
Rank the reviewed card set against your spending, fee ceiling, lounge preference and rewards-program preference.
Find a better fitElite status planner
Track posted and planned progress with alternative routes and combined requirements.
Plan your progressStatus match planner
Model a verified match or challenge deadline, remaining requirement, pace and estimated cost without assuming an offer exists.
Model a challengeAnnual fee evaluator
Value benefits you really use and compare the net result with a realistic alternative.
Review the renewalBenefits checklist
Choose a reviewed card to load recurring credits and major benefits automatically, then track what you actually use. Save locally when you choose.
Keep benefits visibleWhat should I use?
Rank the published earning multiplier for a purchase across the cards you actually hold.
Choose a purchase cardCard Wallet
Connect held cards, renewal timing, tracked benefits, annual-fee ROI and purchase decisions.
Build my walletYour numbers stay your numbers.
Calculations happen in the browser. Supported plans are saved locally only when you choose Save and confirm storage. Export backups from My Workspace; never enter passwords, full card numbers or membership credentials.
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